This experience allows us to serve many different types of businesses and industries. 

• Property 
• Liability
• Auto
• Inland Marine
• Ocean Marine 
• Employee Practices Liability
• Workers Compensation
• Umbrella, Excess Liability
• Directors and Officers Liability
• Professional Liability

In addition, FMM is entirely Web-enabled. We conduct thorough online research to identify new specialty markets, which enables us to satisfy the ever increasing needs of our existing clients as well as new customers.

Every client has needs specific to their situation. We exert every effort to identify these differences and examine every insurance option available to tailor coverage to each client on an individual basis.

Insurance companies are under immense pressure from state insurance regulators to combat fraud. As a result, most carriers now require claims to be reported directly to their own claims reporting centers.

This, however, does not prevent FMM from being involved if there are any claim problems. We welcome the opportunity to assist you with your claims reporting or any other issues.